Investing is a great way of making money on your savings, to help you reach your short-term and long-term goals. Anyone can invest, all you need is a bit of knowledge behind you to help you make decisions that will give your money a boost. If you’ve got the hang of investing and you’re looking to get a step up within your portfolio, there are several ways that you can do this, whether that’s with the help of an investment research platform, making sure you diversify or evaluating your risk. Read on to find out more! 

Why should you invest? 

Investing is increasing in popularity with people of all ages due to the fact it is becoming more accessible. There are platforms and apps that can help you invest in the right places – so what are the benefits? Investing means that you can make your money work for you. You can make a return on your funds by investing correctly. Generally, investing your money, for example in an ISA, is better for your savings than it would be to leave them in a saving account. This way, your money grows with interest. You can invest to save for the future or invest to make money as additional income. 

Investing always comes with an element of risk, there is no way of knowing for sure if your investment will grow your money – there is always a chance that you could lose money too. This is because the market can be volatile, and various elements like the economy, interest rates and inflation all have an impact on how well investments are doing. Make sure that when you invest you are aware of the risks, and you never invest more than you can afford to lose. 

How to improve your portfolio 

Your portfolio refers to the collection of assets that you have invested in stocks, bonds, funds, or real estate. To put it simply, it is the general term that we use to refer to all our investments. If you are new to investing, you might be wondering how you can get a step up in your portfolio so you can benefit from the best returns. Here are a few tips on how you can improve your portfolio for the better. 


It is essential that you diversify when choosing where to invest. Diversifying your investments means that you are avoiding putting all your eggs in one basket, and by doing this, you can reduce the risk of making a loss. It helps to spread the risk. If you invest all your savings in one stock, bond, or fund and the market dips, you could stand to lose all your money. Whereas choosing to diversify means that even if the market dips and you lose money on one of your investments, you still have others that may be doing relatively well to balance out your loss. 

Think about risk 

As mentioned above, all investments come with some form of risk, so it is essential that you weigh up how much of a risk you can afford to take when trying to step up your portfolio. Generally, the higher the risk that comes with an investment, the more money you will make if it does well – however it works both ways, and if it does not do well, you’ll stand to lose a fair amount of your money. If you’re saving for a future event, investing in a way that carries less risk means you can stay consistent and build up your money over time. If you are investing for the near future or to make a profit, investments with a higher risk factor mean a quick return, but it is always best to leave this to the professionals and make sure you do your research before increasing your risk factor. 

Remain consistent 

Try to remain consistent with your investments and don’t get put off if the market dips in a way that is detrimental to your assets. If you have invested wisely, your investments will recover over time, and waiting it out is essential so that your money can recover. You should make sure that you monitor your investments regularly so you can get to know how they are increasing over time. Make sure that you keep your goals in mind and keep working towards them with your investments. 

Reduce costs 

Investing comes with fees, that can sometimes eat into the profit that you’re making over time. One of the best ways to get a step up in your investment portfolio is to reduce the amount of money that you’re spending on various elements, whether that’s annual or transaction fees. Low-cost index funds and exchange-traded funds can help you to keep costs down whilst boosting your portfolio.